Unex Bank continues to expand its retail business portfolio in accordance with the adopted Strategy. According to the Bank's performance results for the first half of 2018, its financial indicators as at 1 July 2018 look as follows:
- net assets – UAH 757 million
- capital base – UAH 268 million
- amount of the attracted client funds – UAH 465 million
- amount of the credit portfolio (gross) – UAH 449 million
- growth in the retail credit portfolio for the first half-year amounted to UAH 30 million
- amount of reserves for credits – UAH 145 million
The bank has adequate capital and liquidity indicators.
“Judging by H1 2018 performance results, Unex Bank is demonstrating a positive trend,” comments Anna Dovgalskaya, Chairman of the Board of Unex Bank. Despite a slight decrease in the volume of net assets, which resulted from the scheduled repayment of loans from related parties, and from a decrease in the credit risk, we are building up a portfolio of retail products. According to the Bank's Strategy, we are actively developing lending to individuals in the regions. In June, we launched a KhochuKa credit card, which is new for our bank and provides a grace period for using credit funds, as well as a number of other advantages for our clients. In addition, our portfolio of banking cards has been extended with a premium card World Black Edition Mastercard®. This product is especially relevant now, during the holiday period, because, among other things, it provides a list of privileges for travellers.”